NewRez Correspondent offers proprietary portfolio products, access to non-agency loan programs, competitive rates, and quick turnaround for our lender partners. Assistance Approval List located on the BB&T Correspondent Lending website for additional information. ESCROW WAIVER . Permitted when the Loan to Value is 80% or less (or 89.99% or less in California). There is a reduction in Servicing Released Premium for waiving escrows. Refer to BB&T’s current Rate Sheet. HOMEOWNERSHIP COUNSELING DISCLOSURE Bank products and services are offered by Axos Bank ®.All deposit accounts through Axos Bank brands are FDIC insured through Axos Bank. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. This rate sheet is intended for use by mortgage professionals only. Prices, rates, and terms are subject to change without notice. Locking, Relocking, Lock Extensions, Program/Product change requests to the Price Desk must be submitted before 6:45 pm CT.